Services

 

To will is to select a goal, determine a course of action that will bring one to that goal, and then hold to that action till the goal is reached. The key is action."    

–Michael Hanson

 

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Nvest is a CEFEX Investment Advisor

In 2017, Nvest undertook the rigorous process to become CEFEX-certified as an Investment Advisor. We strive everyday to excel in our fiduciary responsibilities and by obtaining the CEFEX certification, we continue to show our dedication to providing fiduciary services to our clients. CEFEX Investment Advisors adhere to a standard representing the best practices in their industry. The standards include specific criteria which have been substantiated by regulation or written in consultation with leading firms. CEFEX assessment process is based on the international standard, ISO 19011: Guideline for quality management system auditing. The assessment is evidence-based, and all work is reviewed by the CEFEX Registration Committee to ensure impartiality and consistency. A CEFEX-certified firm places its clients' interests first. They voluntarily undertake annual audits by independent expert analysts. This continually verifies their adherence to the applicable standard and is supplemental to oversight performed by regulators, or financial auditors. The CEFEX audit fosters a culture of continuous improvement within the firm and increases transparency and accountability of the management team.

Please click here for more information on CEFEX:   www.cefex.org/RegisteredCompanyList/Details/CFX10530

 

 

Three generations of a family running along the beach
 

Nvest is an independent boutique firm working with people just like you: financially established individuals and families who demand the highest quality of service and attention to detail in their financial matters. We don't take earning your business lightly. It is our commitment to provide you with an unparalleled client experience and exclusive personal attention.

As a fiduciary, we are primarily a fee-based advisory firm and can assess a fee on an hourly basis and/or as a percentage of the assets we manage, depending on the level of service your particular situation demands and, of course, your desires. (For a full description of our fee schedule, please contact us directly.) Our financial planning process includes the following thorough assessments:


Investment Management
Applying various passive and tactical investment strategies to create, manage, and continuously monitor tailored portfolios utilizing individual stocks, exchange-traded funds, bonds, mutual funds, and/or alternative investments where appropriate.

Risk Management
An assessment to evaluate and minimize financial and other losses potentially associated with risks to your assets, business, health, and/or life.

Tax Planning
Minimizing your current and future tax burdens through financial tax strategies that consider the tax implications of individual, investment, and/or business decisions.*

Estate Planning and Wealth Transfer
The creation of a master plan for the preservation of your estate while alive, and the most efficient manner to transfer your estate at demise through the evaluation of wills, trusts, and other wealth transfer techniques.*

Business Retirement Plan Options
Whether you’re considering a SIMPLE IRA, a 401(k) plan, a profit-sharing plan, a cash balance plan, or an ESOP, our business planning services will help you choose the most effective plan to help you and your employees save for your future.

Philanthropic and Legacy Planning
Many of our client relationships have philanthropic and charitable desires that can be integrated into their investment and estate plans through our philanthropic and legacy planning.

Divorce Planning
As Certified Divorce Financial Analyst® (CDFA™) professionals, we can help forecast the long-term effects of a divorce settlement, hopefully before long hours are needlessly spent during an already painful time in life.


*We work with qualified financial, legal, and tax professionals who understand the importance of the tax and estate laws. Nvest Financial Group and Commonwealth Financial Network® are neither certified public accountants nor attorneys. You should consult a tax or legal professional in those fields regarding your individual situation. We will, however, work together as a team to bring to you coordinated advice for your situation.

CFP
 

Why You Should Choose a CERTIFIED FINANCIAL PLANNER™ Professional

Choosing a financial planner may be one of the most important decisions you make for yourself and your loved ones. See why working with a CFP® professional is the first step in deciding with whom to work.

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CDFA™

When to Consider Using a Certified Divorce Financial Analyst™

Using a Certified Divorce Financial Analyst™ (CDFA™) can assist you with developing detailed budgets to help avoid post-divorce financial struggles.

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AIF®

The Value of Working with an Accredited Investment Fiduciary® Designee

Simply put, the term "fiduciary" applies to the more than five million individuals who have the legal responsibility for managing someone else's money.

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MPAS

The Importance of the Master Planner Advances Studiessm Designation

Individuals who hold the MPAS® designation have completed a master's of science degree with a major in personal financial planning. All designees have agreed to adhere to Standards of Professional Conduct and are subject to a disciplinary process.

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