Meet Your Team

Meet Your Team

"Trust is the glue of life. It's the most essential ingredient in effective communication.

It's the foundational principle that holds all relationships." 
—Stephen Covey

 

Our goal is to help bring clarity to your vision. Our team of professionals will simplify the complexities of the financial world to meet your personal needs and goals. We consider each situation a unique relationship and not just a portfolio balance. Everyone at Nvest is committed to adhering to the highest standards of ethics and education in our industry so that we may provide you and your family up-to-date, expert, and caring advice.

 

Nichole D. Raftopoulos, CFP®, CDFA™, AIF®, MPAS℠

President and CEO

Nichole is President and founder of Nvest Financial Group, LLC. She began her career in the financial services industry in 1995, having previously worked as an advisor with two large brokerage firms before establishing Nvest.

Nvest was created to be the kind of place where we, ourselves, would want to be clients - an independent firm so we could focus 100% of our time and effort on the needs and objectives of our clientele,” explains Nichole as one reason for having founded the firm in 2003. Above all else, Nichole values her clients, their relationships, and working for them and not for a big Wall Street conglomerate.

As a CERTIFIED FINANCIAL PLANNER™ practitioner, Accredited Investment Fiduciary® designee,
Certified Divorce Financial Analyst™, and Master Planner in Advanced Studies, Nichole takes her fiduciary responsibility seriously when it comes to clients in her care. She and her team work tirelessly and precisely regarding all aspects of a client's finacial life, helping to educate along the way so clients feel they are making informed decisions about their personal financial matters.

Nichole is often tapped as a guest speaker at various events, national and local conferences, talk shows, and other groups because of her uncanny ability to take difficult subject matter and make it easily understandable to her audience. She has been recognized for her achievements by being invited to numerous broker/dealer top-producer club levels over the past 10 years.

 

RECENT INDUSTRY HONORS:

  • Forbes: America's Top Women Advisors 2017*
  • NH Magazine: 2017 Five Star Wealth Manager**
  • Investment News: Best Practices Award, Top Producer - 2017 Advisor Technology Study

 

LeadersSeal
 

Nichole Raftopoulos is proud to have been recognized as a Leaders Level advisor for 2016—a distinction based on annual production attained by just 10 percent of advisors affiliated with Commonwealth Financial Network.

Each year, Commonwealth, the broker/dealer–RIA that helps us process investment transactions on your behalf, recognizes Leaders Level advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Leaders Level advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.

 

Summary of Advanced Education and Professional Licenses:

  • CERTIFIED FINANCIAL PLANNER™ practitioner—CFP® certification from the Certified Financial Planner Board of Standards, Inc. 
  • Certified Divorce Financial Analyst™ (CDFA™) 
  • Accredited Investment Fiduciary® (AIF®)
  • Master Planner Advanced Studies (MPAS) 
  • Master's of science degree, financial planning 
  • FINRA Series 7, 24, 63, and 65 securities registrations held through Commonwealth Financial Network® 
  • Life and health insurance agent’s license 
  • Maine and New Hampshire licensed Investment Advisor 

  

*The ranking of Forbes' Top Wealth Advisors(1) (Top Women Advisors) is based on an algorithm of qualitative and quantitative criteria, including a minimum of seven years of experience, a minimum of $1 million in production, and the weighing of factors including revenue trends, AUM, compliance records, industry experience, and best practices (gathered through telephone and in-person due-diligence interviews). Shook Research also employs an opinion-based weighting system that prioritizes its preferred "best practices," which include business models, activities, processes, and structure. Overall, 2,723 advisors were considered, and 200 (7.3 percent of candidates) were recognized. For the full methodology(2) that Forbes developed in partnership with SHOOK Research, please visit here.
(1) This recognition and the due-diligence process conducted are not indicative of the advisor's future performance. Your experience may vary. As your specific needs and circumstances may vary, you are encouraged to conduct your own due diligence.
(2) Portfolio performance is not a criterion due to varying client objectives and lack of audited data. SHOOK does not receive a fee in exchange for rankings

**Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 739 New Hampshire wealth managers were considered for the award; 104 (14 percent of candidates) were named 2017 Five Star Professionals. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.

 

Daphne L. Lafazan

Associate Financial Consultant

As an associate financial consultant, Daphne assists Nichole and the team with portfolio research, investment monitoring, and account trading. In addition, she conducts client meetings by phone or in person, assisting with portfolio reviews, requests, inquiries, and other financial related matters.

 

She graduated from George Washington University with a degree in finance. Soon after graduating, she took a job in New York as an equity trader. After 15 years in the city, she moved to New England to start something new.

 

What she loves the most is spending time with her fiancé and daughter exploring the beach near where she lives. She also enjoys a good book and running by the sea.

Amanda C. H. Petersen, RP®

Director of Client Administration and Registered Paraplanner

Amanda is a Registered Paraplanner and client services director at Nvest. She works closely with Nichole and Nvest clients to address complex servicing questions and provide planning assistance on cases. In addition, she is the “go to” person for the administrative team covering both office locations. As an RP®, Amanda has completed the course of study encompassing the financial planning process and now assists Nichole with preparation and monitoring of financial plans.

Amanda joined the Nvest team after years of office management and client service experience in the healthcare industry. When not devoting her free time to her wonderful family, you will find her in the community volunteering for various causes.

Justin M. Happ

Investment Research Analyst

As Nvest’s investment research analyst and resident trader, Justin supports the team with research, analysis, monitoring, and the design of our portfolios. He also works to keep the team abreast of the current market and economic environment.

After graduating from the University of New Hampshire in 1998, Justin rose through the ranks at Fidelity Investments to become a fixed income trader. He then joined Commonwealth Financial Network’s trading team before coming to Nvest.

Justin is currently enrolled in the Certificate in Investment Performance Management®(CIPM®) certificate program thru the CFA® Institute. The program provides advanced studies in globally relevant and practice-based investment performance and risk evaluation skills.

In his free time, Justin enjoys biking and running along the ocean near his home in New Hampshire, as well as enjoying as much time as possible with his son and daughter.

Deb B. Dupont

Office Manager, Portsmouth, and Client Administrator

As office manager of our Portsmouth location and client administrator, Deb’s energy, communication skills, and professional attributes help assist the firm by attending to the day-to-day client requests and needs while managing the administrative responsibilities for our Portsmouth office. In addition, she assists the team in our main Kennebunk location when needed.  

Deb has previous experience in general ledger accounting and sales support for a capital markets data firm. She attended Southern Connecticut State University, where she earned her BS in corporate communications in 1988.

Deb lives in Newmarket, New Hampshire, with her family and two dogs. She can often be seen cycling around town on weekends or participating in area triathlons.

Sarah M. Lundgren

Office Manager, Kennebunk, and Client Administrator

As office manager of our Kennebunk location and client administrator, Sarah assists with a variety of office tasks to keep the Kennebunk office running smoothly. In addition, she assists the team with form preparation and processing and additional client requests, along with a multitude of other daily undertakings.

She is a graduate of the University of Southern Maine with a degree in media studies. Prior to joining the Nvest, Sarah worked at Time Warner Cable and in the risk management department as a risk management analyst. She acquired her State of Maine Life and Health Insurance license in 2016. 

Sarah enjoys being outdoors, cooking, going to concerts, and skiing. Sarah and her husband spend their free time with their family at their beautiful Maine farm.